Our City Could Become One of the World’s Greenest, but It Won’t Be Easy New York City’s buildings are responsible for over 70 percent of the city’s greenhouse gas emissions, most generated on site. ........ the carbon footprint of the average New Yorker household is still only a third to a half of what the same family would be likely to emit were it to move to a house in the suburbs or beyond. ......... From a climate perspective, living closely and densely, without the two-car garage, is the best way to live. ......... property taxes account for around a third of New York City’s $100 billion annual budget. ........... the city’s hard-to-bear summers, when the asphalt, steel and brick absorb the sun’s rays and turn the city into a heat island
ChatGPT Gets Fresh Competition Google and Baidu are set to introduce their own A.I.-powered chatbots to challenge OpenAI, Microsoft and the rising popularity of ChatGPT....... Now Google and the Chinese tech giant Baidu have unveiled their own chatbots, hoping to convince the world their efforts in so-called generative A.I. — tech that can spout off conversational text, make images and more — are just as ready for prime time.
Racing to Catch Up With ChatGPT, Google Plans Release of Its Own Chatbot The internet giant said it would begin testing its new chatbot, Bard, with a small, private group before releasing it to the public in the coming weeks. ......... In a blog post, Sundar Pichai, Google’s chief executive, also said that the company’s search engine would soon have artificial intelligence features that offered summaries of complex information. ........... they generate a wide range of digital text that can be repurposed in nearly any context, including tweets, blog posts, term papers, poetry and even computer code. ......... They are poised to remake internet search engines like Google Search and Microsoft Bing, talking digital assistants like Alexa and Siri, and email programs like Gmail and Outlook. .......... Because the chatbots learn their skills by analyzing vast amounts of text posted to the internet, they cannot distinguish between fact and fiction and can generate text that is biased against women and people of color. ......... Google has plans to release more than 20 A.I. products and features this year .......... The A.I. search engine features, which the company said would arrive soon, will try to distill complex information and multiple perspectives to give users a more conversational experience. ................ In a recent tweet, Sam Altman, OpenAI’s chief executive, said the company spent “single-digit cents” delivering each chat on the service. That translates to extremely large costs for the company, considering that millions of people are using the service. ......... Google said Bard would be a “lighter weight” version of LaMDA that would allow the company to serve up the technology at a lower cost.
Google Calls In Help From Larry Page and Sergey Brin for A.I. Fight A rival chatbot has shaken Google out of its routine, with the founders who left three years ago re-engaging and more than 20 A.I. projects in the works.......... They approved plans and pitched ideas to put more chatbot features into Google’s search engine. And they offered advice to company leaders, who have put A.I. front and center in their plans. ......... amazed users by simply explaining complex concepts and generating ideas from scratch. More important to Google, it looked as if it could offer a new way to search for information on the internet. ......... Google now intends to unveil more than 20 new products and demonstrate a version of its search engine with chatbot features this year ........ Vic Gundotra, a former senior vice president at Google, recounted that he gave Mr. Page a demonstration of a new Gmail feature around 2008. But Mr. Page was unimpressed by the effort, asking, “Why can’t it automatically write that email for you?” In 2014, Google also acquired DeepMind, a leading A.I. research lab based in London. .......... Image Generation Studio, which creates and edits images, and a third version of A.I. Test Kitchen, an experimental app for testing product prototypes. ......... Shopping Try-on, a YouTube green screen feature to create backgrounds; a wallpaper maker for the Pixel smartphone; an application called Maya that visualizes three-dimensional shoes; and a tool that could summarize videos by generating a new one ........... a tool to make it easier to build apps for Android smartphones, called Colab + Android Studio, that will generate, complete and fix code, according to the presentation. Another code generation and completion tool, called PaLM-Coder 2, has also been in the works. ........... Google executives hope to reassert their company’s status as a pioneer of A.I. The company aggressively worked on A.I. over the last decade and already has offered to a small number of people a chatbot that could rival ChatGPT, called LaMDA, or Language Model for Dialogue Applications. ........... You.com and Perplexity.ai, are already offering online search engines that let you ask questions through an online chatbot, much like ChatGPT.
How ChatGPT Kicked Off an A.I. Arms Race Even inside the company, the chatbot’s popularity has come as something of a shock. ......... GPT-4, a new A.I. model that was stunningly good at writing essays, solving complex coding problems and more ......... In the months since its debut, ChatGPT (the name was, mercifully, shortened) has become a global phenomenon. Millions of people have used it to write poetry, build apps and conduct makeshift therapy sessions. It has been embraced (with mixed results) by news publishers, marketing firms and business leaders. And it has set off a feeding frenzy of investors trying to get in on the next wave of the A.I. boom. .......... Some employees, desensitized by daily exposure to state-of-the-art A.I. systems, thought that a chatbot built on a two-year-old A.I. model might seem boring. ......... two months after its debut, ChatGPT has more than 30 million users and gets roughly five million visits a day .......... one of the fastest-growing software products in memory. (Instagram, by contrast, took nearly a year to get its first 10 million users.) ......... would begin selling a $20 monthly subscription, known as ChatGPT Plus. .......... ChatGPT’s success has vaulted OpenAI into the ranks of Silicon Valley power players. The company recently reached a $10 billion deal with Microsoft, which plans to incorporate the start-up’s technology into its Bing search engine and other products. ......... Mr. Altman has said his goal at OpenAI is to create what is known as “artificial general intelligence,” or A.G.I., an artificial intelligence that matches human intellect. He has been an outspoken champion of A.I., saying in a recent interview that its benefits for humankind could be “so unbelievably good that it’s hard for me to even imagine.” (He has also said that in a worst-case scenario, A.I. could kill us all.) .......... OpenAI is an unusual company, by Silicon Valley standards. Started in 2015 as a nonprofit research lab by a group of tech leaders including Mr. Altman, Peter Thiel, Reid Hoffman and Elon Musk, it created a for-profit subsidiary in 2019 and struck a $1 billion deal with Microsoft. It has since grown to around 375 employees .......... In addition to the $10 billion Microsoft deal, Mr. Altman has met with top executives at Apple and Google in recent weeks ........... OpenAI also inked a deal with BuzzFeed to use its technology to create A.I.-generated lists and quizzes. (The announcement more than doubled BuzzFeed’s stock price.) ........... Then there’s GPT-4, which is still scheduled to come out this year. When it does, its abilities may make ChatGPT look quaint.
average is probably single-digits cents per chat; trying to figure out more precisely and also how we can optimize it
— Sam Altman (@sama) December 5, 2022
44 billion divided by single-digits cents = ?
— Paramendra Kumar Bhagat (@paramendra) February 7, 2023
ChatGPT is incredibly limited, but good enough at some things to create a misleading impression of greatness.
— Sam Altman (@sama) December 11, 2022
it's a mistake to be relying on it for anything important right now. it’s a preview of progress; we have lots of work to do on robustness and truthfulness.
Gautam Adani’s Rise Was Intertwined With India’s. Now It’s Unraveling. The tycoon often said the Adani Group’s goals were in lock step with India’s needs. Now, the company’s fortunes are crashing, a collapse whose pain will be felt across the country. ......... Gautam Adani began the year as one of the richest men who ever lived, an upstart billionaire whose conglomerate, one of India’s largest, had surged in value by 2,500 percent in five years. ........ Now, in spectacular fashion, the fortunes of his Adani Group are crashing down even faster than they had shot up — a collapse whose pain will be felt across the country, rippling through its economic and political spheres. ........... More than $110 billion in market value — roughly half of the Adani Group’s worth — has vanished in just over a week, like air from a burst balloon. The pinprick was a report by a small New York investment firm, Hindenburg Research, whose description of “brazen accounting fraud” and stock manipulation sent investors fleeing, just as the Adani Group was beginning a sale of new shares to investors, India’s biggest-ever secondary share offering. .......... Hindenburg retorted that Adani was waving the flag to obfuscate shady dealings, like the use of offshore shell companies to exaggerate its stocks’ valuations in order to paper over its excessively debt-fueled ascent. .......... The debacle could damage confidence in the rest of the Indian stock market. At their peak, Adani shares accounted for more than 6 percent of India’s two main exchanges; today, the figure is barely 3 percent. ........ Adani’s fall could jeopardize the idea of India as the world’s next great hope as a driver of global economic growth. ......... The country’s chief regulator has had a sterling reputation in the three decades since it was empowered by market-crashing stock scam. Now, the concern is that India’s financial oversight has bigger holes than believed, or that the politically connected Mr. Adani somehow got a free pass. ........ of Mr. Adani’s many entities, Adani Enterprises, the flagship, “was the only profit-making company.” ......... “It was almost lock step between the government and Adani,” Ms. Gopinath said. “That was when we all started looking at his debt position, his leveraged position, and there was something very off about the group.” ......... India is not short of companies with experience of the sort that Mr. Modi’s ambitions demand. But if debts overwhelm the Adani Group, India could find itself without an industrial champion......... Fraud and failure are hardly the image that Mr. Modi or India want to convey, this year in particular, with the country freshly minted as the world’s fifth largest economy and asserting itself more forcefully on the global stage. .......... Parliament was suspended for a second day running on Friday, as the opposition loudly demanded answers to questions about what regulators knew about the Adani Group’s finances. ......... It was the Gujarati business community that came to Mr. Modi’s aid then. Mr. Adani helped create an organization to diminish the trade association locally and, working with Mr. Modi’s state government, helped create an annual conference for investors with the name “Vibrant Gujarat.” Under Mr. Modi’s steady ......... A “Gujarat model” soon emerged, by which market-based or at least private development displaced the creaky, state-driven model of earlier governments. ......... When he ran for national office in 2014, he was able to stand as an icon of modern, tech-driven economic development. After he triumphed, he flew to Delhi, the seat of national power, on Mr. Adani’s private jet. ........... Once Mr. Modi took office, shares in Adani jumped — Adani Enterprises, one subsidiary, was suddenly worth 23 percent more — as investors seemed to calculate that closeness to the new government would bring rewards in time. ........... In the budget that Nirmala Sitharaman, India’s finance minister, delivered in the midst of Adani’s market-cap destruction, she announced that the government would be relying on a “virtuous cycle” that starts with private investment and is reinforced with public money. The Adani-Modi approach as national policy. ........... Building roads and bridges, connecting remote villages to electrical supply, even building toilets — these have all been set as visible targets, and achieved at greater speed under Mr. Modi. .......... In 2018, Adani became the operator of six profit-earning airports after the government changed rules restricting ownership to companies with aviation experience. ........ Ms. Sitharaman, the finance minister, was solemnly reading out the annual budget in Parliament, making no mention of the blood bath on India’s stock exchanges. Eventually, her silence, like that of her boss, Mr. Modi, came to seem otherworldly.
America’s Trade Deficit Surged in 2022, Nearing $1 Trillion The gap between what the United States imports and what it exports hit a record as more foreign goods came into the country. .......... The goods and services deficit reached $948.1 billion, its largest total on record, after rising $103 billion from the previous year. .......... The U.S. trade deficit in goods with Mexico, Canada, India, South Korea, Vietnam and Taiwan all grew strongly last year as manufacturers sought new sources of foreign products. ........... China, which continues to house the world’s largest concentration of factories ........ After cutting many economic ties with Russia, the European Union has turned to purchasing more energy products from the United States. ......... One beneficiary of the shift has been Mexico, now a destination for more global factories hoping to serve the United States. .......... The U.S. trade deficit with Mexico grew 20.7 percent to $130 billion.
The Pandemic Used-Car Boom Is Coming to an Abrupt End Dealership are seeing sales and prices drop as consumers tighten their belts, putting financial pressure on companies, like Carvana, that grew fast in recent years. .......... In the last 12 months, Carvana piled up debt. Its stock price has fallen more than 95 percent in the last 12 months, and three states temporarily suspended its operating license after consumer complaints. ......... The buying and selling of used cars is an enormous business. Cox Automotive expects about 36 million used vehicles will be sold in the United States this year. Fewer than half as many new cars and trucks are expected to be sold in 2023. ........ Many consumers turn to slightly used cars to avoid paying the full price of a new vehicle. For consumers with lower incomes or weak credit ratings, older used cars with a lot of miles on the odometer are often the only option. ........ In December, the average interest rate on used-car loans was 12.37 percent, up from less than 10 percent a year before ......... The son has sought to create the Amazon of used cars, a fully online retailer where shoppers can buy a car on a website or app, and have the vehicle delivered to their door.
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